One of the most popular budgeting and financial planning apps for the iPhone, dubbed Copilot, is being extended to the Mac for the first time. Copilot combines in-depth reporting and personalization to help you budget and track your finances, with “hyper-personalized insights into financial data powered by machine learning.”
Copilot works by bringing all of your different accounts together in one place. This includes things like credit cards, checking and savings accounts, loans, and investment information. From there, the app learns from your transaction history and other data points to give you insights into your spending.
Copilot is a beautifully designed home for your finances. It automatically tracks your accounts and helps you manage your finances throughout the month. It also finds and tracks your subscriptions and bills, notifies you when you get paid, and shows you a month-end summary that accurately reflects where your money has gone and how your net worth has changed.
Everything about Copilot is customizable and you can easily train it to better understand your finances. You can also connect your investment accounts to see your holdings and returns.
Using your transaction and spend data, Copilot creates so-called “realistic budgets” based on this activity. The budgets are automatically generated based on this spending data, but you can customize them to your liking and see how you compare each month.
You can use Copilot to monitor all your accounts, get push notifications for deposits and unusual expenses, and track your financial health over time. The app also helps you keep track of all your different subscriptions so you know how much you’re paying each month for streaming services, apps, and more.
The Copilot app for Mac will be familiar to anyone who has used it on iPhone. There’s a central dashboard view, and then a left-hand menu that lets you dive into specific transaction history, account details, and more.
I’ve been a Copilot user for a while and rely on it (combined with the Google sheet, I don’t want to give up, although I certainly could) to give me a high-level view of my finances on a daily basis. Adding a Mac is an important upgrade to the Copilot experience, as budgeting and tracking financials on iPhone has been cumbersome at times.
However, one thing I think is important is that everyone has a different way of tracking their financial health. While Copilot works for me, it might not work for you. There are plenty of other budgeting and finance apps on the App Store if that is the case.
Copilot for Mac is a universal and native application, which means that performance should be fast and reliable on any Mac, whether Apple Silicon or Intel. You can download it from the Copilot website today. The app costs $8.99 per month or $69.99 per year.
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